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Home Loan EMI Calculator

Calculate your monthly home loan instalment instantly. View the complete amortization schedule, measure prepayment savings and estimate your annual tax benefits — all free.

Loan Details

Drag sliders or type directly into the fields

₹1 L₹50 L₹10 Cr
%
5%8.5%20%
Yr
1 Yr 20 Yrs · 240 months 30 Yrs
Monthly EMI
Interest
Total

* EMI calculated using reducing balance method. Actual EMI may vary based on lender terms, processing fees and GST.

Monthly EMI
₹43,391
per month · 20 years
Interest Rate
8.5% p.a.
Tenure
240 months

Payment Breakup

52%
interest
Principal
₹50,00,000
48% of total
Total Interest
₹54,13,840
52% of total
Total Amount Payable ₹1,04,13,840

Tax Benefits (Old Regime)

% slab
Sec 24(b) — Interest
Cap: ₹2,00,000/yr
Sec 80C — Principal
Cap: ₹1,50,000/yr
Total Annual Saving

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