Calculate exact stamp duty and registration charges for property purchase across all Indian states. Updated 2026 rates including gender-based concessions.
| Category | Rate |
|---|
Your Charges
Total Stamp Duty + Registration
₹3,00,000
Stamp Duty
₹2,50,000
Rate
5%
Registration Fee
₹30,000
Rate
1%
Property Value
₹50,00,000
Total Cost
₹53,00,000
| State / UT | Male | Female | Joint | Reg. Fee |
|---|
*Rates are indicative and subject to change. Always verify with the local sub-registrar office before transaction.
Stamp duty is a state government tax paid on property transactions. It is calculated as a percentage of the property value or circle rate (whichever is higher) and is a mandatory charge for registering the property in your name.
No. Stamp duty varies significantly across Indian states — from as low as 3% in some states to 8% in others. Additionally, many states offer 1–2% concessions for female buyers.
Yes. Most states offer online payment of stamp duty through their official portals (e-SBTR, GRIPS, GRAS, etc.). Consult your state's revenue department website.
Generally no — stamp duty and registration charges are not included in the home loan amount. They must be paid from your own funds (down payment).
Unregistered/inadequately stamped documents cannot be used as evidence in court. The property cannot be legally transferred without proper stamp duty payment and registration.